Horizon Insurance Company ("HIC") has a Medicare contract to offer HMO, HMO-POS, PPO and Part D Medicare plans, including group-Medicare Advantage plans and group Part D Prescription Drug plans. We’re here for you 24 hours a day, 7 days a week. Visit /DSNP or call Member Services at 1-80. If you have questions about your plan, we’re here to help. Use it as often as you like, at no cost to you. You can also schedule virtual therapy and behavioral health appointments. Talk privately with a doctor using video or phone for things like stomach pain, fevers or skin irritations. Horizon CareOnlineSM lets you get care from the comfort of home. Visit /DSNP to learn more about your OTC benefits. You also have a separate allowance to buy personal health items from our OTC Benefit Catalog. Talk to your Care Manager for more information. You will also get an extra allowance to pay for utilities. If you qualify as chronically ill, you can use your Horizon EXTRA Benefits Card to purchase healthy food and produce. At a participating retail store, or get them shipped to you with free delivery. You have two easy ways to purchase these items. Your balance is automatically added to your card every quarter. You get a preloaded Horizon EXTRA Benefits Card to help you pay for personal health care items, like cold medicine, vitamins, dental care products and diabetic socks. Prime Therapeutics will manage your prescription benefits.ĭon’t miss a refill! Sign up for mail-order delivery. Your coverage includes Medicare Part B and Part D prescription medicines, plus Medicaid-covered drugs. This includes a Plan of Care and help with prior-authorizations and community resources. A personal Care Manager will help coordinate your care. Plus, you don’t need a referral to see a specialist. All of your care is covered at no cost to you when you use an in-network provider. Here are five things you need to know about your plan. Horizon NJ TotalCare (HMO D-SNP) manages all of your Medicare and Medicaid benefits in one plan, all at no cost to you. Power rankings are.Eligibility Information & Enrollment Instructions Power 2021 award information, visit /awards Visit /awards to learn more about what J.D. The Braven Health℠ name and symbols are service marks of Braven Health. The Horizon® name and symbols are registered marks of Horizon Blue Cross Blue Shield of New Jersey. The Blue Cross® and Blue Shield® name and symbols are registered marks of the Blue Cross Blue Shield Association. Communications may be issued by Horizon Blue Cross Blue Shield of New Jersey in its capacity as administrator of programs and provider relations for all its companies. Products and services are provided by Horizon Blue Cross Blue Shield of New Jersey, Horizon Insurance Company, Horizon Healthcare of New Jersey, Braven Health, and/or Horizon Healthcare Dental, Inc., each an independent licensee of the Blue Cross Blue Shield Association. To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ Get Covered NJ opens a dialog window. This website does not display all Qualified Health Plans available through Get Covered NJ Get Covered NJ opens a dialog window. This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace.
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Suitable for use on shower walls always a few inches above the shower floor.These tiles should not be installed in steam showers, saunas, shower floors or submerged water applications such as pools, fountains and water lines. Tabarka tiles are intended for indoor use only. Never scrub with rough materials that may damage the surface Always avoid the use of abrasive products containing bleach, ammonia and/or paint thinner. On floor surfaces, cleaning with a damp mop and mild soap is suggested. Just like any antique terracotta, depending on the traffic, special care may be needed. Tabarka tiles are suitable for use on residential traffic floors. For any add-ons to existing orders, we recommend sending a control sample to minimize any variations in color. Therefore we cannot guarantee color or shade matching from shipment to shipment. Like any other artisan made product they may present some color and size variations from lot to lot. Tabarka terracotta is hand made and hand painted. Small imperfections such as tiny cracks and chips that add character to the rustic nature of the tile are not considered a defect. Our Refund Policy, for full or partial order returns, does not extend to Custom Orders, Container Orders, Made Order, or Clearance Items.Tabarka tile is hand crafted and consists of a special mixture of clays and adhesives that make it resistant for floor traffic and easy to install on walls.Once we receive your order back to our fulfillment center, we will carry out a full inspection of the returned material and then issue you a full or partial refund depending on the outcome of the inspection.Then we will forward the truck to the warehouse where the products are located. We will be able to provide you with a shipping quote from our Carrier. The customer returning the product under this policy is responsible for paying the Return Shipping Costs associated with the return of the material.We consider “Installation” as “Acceptance” hence no claims will be acknowledged once the products have been installed. Your product must not have been used, installed, or marked in any way.The product that you would like to return must be in its original packaging and be in the same “ as new” and “ re-sellable” condition as it was when it arrived at your home or job site.We will arrange a pick-up of the product. Once you have everything accounted for and packaged in accordance with the above qualifications, please get in touch with us then you need to leave the products at the nearest warehouse. Please note, that there will be a return shipping charge and you will not be refunded for the original shipping charges. In order to receive a product cost refund, you must return your order in its entirety and every piece of the order that you received on the date of delivery must be returned in its original packaging.If you want, you can return your product and we will refund your money in 5-7 business days. If there are broken products more than 10% of your order, you should call our customer service and we will provide a solution about the damage as soon as possible. Additionally, in case of broken products or faulty products, you can return your products. If there are full pallets of broken products, the Insurance Company pays for the damage after inspection. You can make this request by sending it through an email to Your products are shipped with the logistic company as insurance. Your request for this return must be placed within 30 days of the original delivery date of your order.Being a buyer, you not only have to make the purchase decision but so many other decisions along the way hence we, at, aim to minimize the factors responsible for making your buying decision difficult by offering you peace of mind with our Return Policy.īelow are a few things to keep in mind if you decide to use our “Return Policy ”. While its selection is not as robust as VirtualDJ, Serato does have some capacity for live playing. It also offers all manner of mixing, scratching, and support for third-party controllers. Like VirtualDJ, Serato enables users to mix music stored or streamed from their personal computer. However, that’s not necessarily the case. All three are popular Digital Audio Workstations used worldwide, and offer the diverse functionality and powerful tools needed to create and arrange all kinds of music. In normal circumstances, Serato and Ableton would appear to be VirtualDJ’s fiercest competitors. It’s even compatible with Serato’s Crates. You can access content from anywhere on your PC, from hard drives to iTunes. On Windows, it’s also great for organizing your track collection, as it integrates seamlessly with native folders. Namely, it can implement cross-fades, tweaks to track speed, SFX, and cues logically. Some of this mixer software’s capabilities are better executed than others. This has led to the addition of new features and simplified the process for beginners to get acclimated. The DAW has been consistently updated and improved based on user feedback. For 20 years it’s been an introductory milestone for over 132 million people. Since the default version is free, VirtualDJ is a great platform for any aspiring DJ to start with. Videoskins can also be set to stream on Facebook or YouTube. For karaoke night this can also be set to display song lyrics. It plays a full-screen show to enhance (or juxtapose) the music you’re playing and adds a new layer to performance possibilities. Recent updates have also outfitted VirtualDJ with videoskins that run slideshows, album art, or any other pictures during a live set. The visuals can even react to the beat and frequency of the audio. It saves you from having to download music videos in advance, and provides a decent variety of visual options to complement whichever track is playing. It’s especially helpful to DJs who are tasked with being the center of attention and keeping the room entertained. The visual features of VirtualDJ is unique and sets it apart from other software of the same ilk. This impressive array of visuals enhances the performance experience, furthering creative control beyond just tweaking and modifying audio tracks on the spot. While it may not be immediately intuitive, VirtualDJ also has an event schedule option that assists in synchronizing music, videos, and images. For would-be composers and arrangers, there are more efficient options, such as FL Studio or Cubase. Similar to Ableton, VirtualDJ prioritizes professionally live streaming music (thus the name) over composition and recording. Other features, such as syncing tracks to a common tempo, are buried behind menus. It conveniently covers the bases with its fundamental tools, such as controller integration and real-time volume mixing. With enough poking, prodding, and consulting FAQ pages, you will be able to use the software to manipulate audio in whatever you need. Some of VirtualDJ’s components are harder to pick up than others. The Casamigos margarita uses Casamigos tequila, and the mixture of zingy, sweet and salty is a truly spectacular pairing with the ultra-smooth tequila. Tres Agaves Organic Margarita Mix does not contain alcohol. A Classic Margarita has just 3 ingredients: tequila, triple sec and lime juice. Simply shake Tres Agaves margarita mix with Tres Agaves Organic 100% de Agave Tequila and serve in your favorite rocks glass. Instead of hiding the unique flavor profile of Tres Agaves tequila, this margarita mix enhances it. A bar and restaurant in Hollywood that carries a wide selection of tequilas for your enjoyment. With just the right balance of sweet and sour, this organic margarita mix perfectly complements the unique flavor profile of Tres Agaves Tequila. You and be assured of enjoying a natural, great tasting, lower calorie margarita. It's no wonder Tres Agaves Margarita Mixers are highly awarded and one of the fastest growing mixer brands in the US. That’s why the world-class Tres Agaves margarita is made only with organic lime juice, organic agave, and 100 agave tequila. Let’s discover what’s in a margarita mix and why they work The main ingredients in a margarita mix are agave syrup, lime juice, orange oil, and water. With 70 calories per serving, this margarita mixer creates a natural, great tasting margarita that's free from high fructose corn syrup. How to Make The Tres Strawberry Margarita: Uno: Organic. This USDA Certified Organic, gluten free, low calorie, low glycemic index mixer is made with simple, all-natural ingredients, like organic mango puree, organic chili puree, agave nectar and lemon juice. Shake gently amigos, there is real juice in there, so there will be some natural pulp. With just 68 calories per serving and 6 natural ingredients you are assured of enjoying a natural, great tasting, lower calorie Margarita.Tres Agaves Organic Mango Chili Margarita Mix makes it easy to create real, organic margaritas at home. We use only organic lime, organic strawberry, and organic agave nectar in our Strawberry Margarita Mix. Shake with ice, taste for balance and pour over fresh. We never use conventional sugar or corn syrup. Tres Agaves: Organic Margarita Mix Fresh lime wedge (optional). Jalisco's volcanic soil and pure freshwater springs create ideal conditions for agave, the world's purest source of natural plant sugar. Our lime and strawberry comes from the finest sun-ripened fruits and our agave is grown in Jalisco, Mexico. These organic ingredients blend to create a perfect balance of sweet (nectar and strawberry) and sour (lime). Organic lime juice, organic agave nectar, pure filtered water plus organic strawberry. Natural Ingredients: Organic Lime Organic agave Organic strawberry. That's why the world-class Tres Agaves Strawberry Margarita is made only with organic strawberry, organic lime juice, organic agave, and 100% agave Tequila. Best Tart Mix: Lefty O'Doul's Authentic Key Lime Margarita Mix. Best Sweet Mix: Tres Agaves Organic Margarita Mix. Mariniertes Fleisch, gebratener Speck und. Das Beste von Land und Wasser, und mit einem Margarita in der Hand läuten wir den Sommer ein Mehr. Tres Amigos Mexican Bar und Restaurant Bahnhofplatz 1. Sweetened using only agave nectar - no high fructose corn syrup. Tres Amigos Mexican Bar und Restaurant Gilberte-de-Courgenay-PlBern. Best Organic Mix: Agalima Organic Margarita Mix. Tres Agaves Margarita Mix is certified USDA organic, gluten free with all natural ingredients. Runners-Up: Master of Mixes Margarita Mix, Powell & Mahoney's Classic Margarita Mix. We think that a Margarita recipe should enhance the flavor of good Tequila, not hide it. Best Overall: Barsmith Triple Citrus Margarita Mix. Stir over medium heat until sugar dissolves. Just add Tres Agaves Tequila or your favorite rum! Ever heard someone say that a Margarita is a waste of good Tequila? We respectfully disagree! The Margarita is the world's most popular cocktail, and when made correctly it's the world's best cocktail. Ingredients Makes 8 cups 3 cups water 3 cups sugar 2 cups fresh lemon juice 2 cups fresh lime juice Step 1 Combine water and sugar in large saucepan. I don't think The Sunken ever had the intention of hurting Alex and Co. Most of the morse code messages you receive in game are probably from Anna, trying to communicate with Margaret, which would explain the love, _ messages. Update: I've decided maybe Clarissa actually openly and consciously accepted the sunken because they're company, and look what it allowed her to do in game? Torture the person she blames for losing the most important person to her. It's only natural The Sunken would take advantage of that. She suffers from depression over Michaels death, and she hasn't coped well at all. I think The Sunken attach to Clarissa so easily, and I believe she accepts them as well(?), because she's already lost the will to live. Also it's pretty short because I'm not going in depth.Īnna and Margaret were totally girlfriends.Īlex was trapped in the loops for a long time, without even realizing it, but with the Leave. This section isn't going to be properly formatted either because I don't even know how to anize my weird ass thoughts. Ok this section you can skip if you want, I just wanted to share my various theories about the game. Ok thats what I got but apparently according to the wiki if you do some serious sleuthing:Īnd thats the end of the frequencies in game that i've found + the only fricking message i couldnt decode by myself (yes im salty). A H R 0 C H M 6 L Y 9 Q C H N 0 L M L 0 L 0 L E D D Y.-.-Įnd Credits (for real this is ridiculous howd you guys even think to do this) This was literally the only time during my playthroughs they didn't end up together, if you say you're gonna sacrifice Clarissa, Nona turns into a literal beast and will be too focused on kicking your ass to date Ren. DO NOT SACRIFICE CLARISSA OR TELL THE GROUP YOU PLAN ON SACRIFCING HER. She'll say "Forget telling Ren the whole I'm not interested in dating thing", just say Okay/Sure! She'll appreciate that and it'll basically confirm they're gonna hook up. When reaching Maggie Adlers estate, before you get the boat key, you can speak with Nona while she's sitting at the dock with Clarissa.So don't pick options like "Ren's a really great guy", blahblah. When speaking with Nona, don't try to force her to like him, it'll come naturally if you let them work it out by themselves.DO NOT RAT HIM OUT IN THE GAME OF TRUTH OR SLAP.Don't be too nosy or try to force them to talk about the idea of them dating.Honestly Ren & Nona ended up together in almost all my playthroughs, even when I did the Strong Silent Type. The sound of white noise, if persistent for more than fifteen minutes, can kill small dogs.MatchmakerThis achievement is super easy to get, and you'll probably get it your first playthrough. DID YOU KNOW? Along the coastline, still yet unexplained signals can be heard on any portable FM receiver.According to the Gateway Steam trading card, the "unexplained signals" on the island can be picked up by any portable FM receiver, and mentions that white noise that is persistent for more than fifteen minutes can kill small dogs:.Discover other strange phenomena around the island.In the case of the intercoms, send messages to past-Alex ( New Game+).Tuning into the Cardinal station (140.1) to hear clues relayed by Maggie Adler in order to find her hidden notes.Access the informational guided tour station, 102.3.Tuning into/interacting with mysterious, glowing red objects.
The easy to use and powerful in-game editor, coupled with JavaScript scripting to allow for complex rules and actions, means you’re only limited by your creativity. Share your games with the world through mod.io in game, allowing for cross platform and store mod support for your creations.īuilt from the ground up with greater functionality for war-gaming and niche games in mind. Memory: 4 GB RAM Graphics: Graphics card with DX10 (shader model 4.0) capabilities. It is probably cheaper to buy inexpensive PCs for your clients, and another for the server, and a 4 pack of game licenses. Digital war-gaming will never be the same again! Utilize specialized tools to create formations, measure distances/angles, access movement/dice roll history and use custom measure units. Realistic Graphics And More Customization Compare deals for a Tabletop Simulator key from our verified stores We currently have 26 key offers across 1 stores. Pick the best deal from our list of trusted & legitimate stores we verify and check daily. Check our 26 cheap deals, buy from quality stores and start gaming within minutes All.Īll 26 deals are backed by legitimate store guarantees, so there is nothing to worry about for you.
The giant manta rays can measure more than five meters and weigh more than a thousand kilos, while the marine rays are smaller, only some reach more than two meters.Īlthough they are very similar, manta rays have characteristic cephalic fins located on both sides of their mouths, their eyes are on the sides of their broad heads, they have long, triangular pectoral fins, and their width is approximately twice the length of their body. MAIN DIFFERENCES BETWEEN RAYS AND MANTA RAYS You can spot these beautiful creatures while swiming with the Whale Shark in Cancun too! One of the most amazing features of manta rays is that they have a large brain that they can keep warm even when swimming in colder than usual water. They are pelagic, inhabiting tropical and subtropical waters of all major world oceans. They can live more than 50 years They are also cartilaginous fish, but they do not have a stinger in their tail. Manta rays belong to the Mobula genus and there are two recognized species: Manta birostris and Manta alfredi. They are recognized in the oceans for their large size and majestic shape. One of the most beautiful ones is the Eagle Ray, which every winter visits our shores. In the Marine Park of Puerto Morelos, which belongs to the mesomerican reef, there are different species of marine rays. They inhabit all the world's oceans, from the Arctic to the Antarctic, however, there are some species that move in freshwater rivers and estuaries. Sea rays or stingrays are characterized by having thin, whip-like tails with a poisonous stinger located in the first third of the tail. The rajiformes are an order of cartilaginous fish that, as we mentioned, are closely related to sharks, it could be said that they are like flattened sharks. Next, we are going to tell you what are the peculiarities that characterize each one, keep reading and know their main differences! Bottom-dwelling batoids breathe through their spiracles rather than their mouths, as many fish do, and draw water through their gills. Both have a skeleton made of flexible cartilage instead of bone. Discover the differences between marine rays and manta raysĪlthough sea rays and manta rays are related, they have characteristics that differentiate them, but first we will tell you about their coincidences.īoth are species of elasmobranchs and belong to the superorder Batoidea in which sawfishes are also found.Discover the differences between marine rays and manta rays In some of his quotes, the Merchant claims to sell dirt, despite not actually selling it.Replacing Dirt with non-convertible blocks during pre-Hardmode near the player's base will help a lot to prevent any possible contamination from the Crimson or Corruption.Dirt Blocks are without doubt the most accessible block type to new players, making them useful for building a rudimentary shelter to take refuge during the first night.The Dirtiest Block is a pet-summoning item that looks identical to a Dirt Block which can be collected and used to summon a pet.Dirt Blocks can be moved around freely with a Dirt Rod.In Hardmode, the evil biomes are capable of converting nearby Mud Blocks to Dirt Blocks, and Chlorophyte Ore is capable of doing the reverse.A single hit from most pickaxes will successfully mine them, but Dirt Blocks with any kind of grass on them will take an additional hit. Race FIA World Rallycross Supercars, RX2, Group B and Crosskarts on 5 circuits. Full automation, tech, magic, and bacon resources This iteration has a shit ton of world types, so you can play the pack like never before While some world types are based on the classic tree on dirt, others are designed with unique recipes and advancements. Hands high like we’re born on the streets. Take on millions of rally stages at the tough of a button. Description SkyFactory 4 offers a brand-new experience never before seen in the series. Cook any Acorns in a furnace to increase their nutrition value. Here are the correct lyrics: I want to drive in your Cherokee. Craft a Dirt Block using Dirt Acorns and Dirt Resin. Using myself as an example I've ONLY played the 'Rally' category of Dirt 4 and have. It just to split it down the middle, giving you a faux sim challenge while still trying to be accessible enough to play. Dirt Blocks are one of the most fragile blocks in the game. You got the lyrics for Drive (Monsieur Adi Remix) all wrong. Dirt 4 is way, way more forgiving 'arcadey' than the dirt rally series but still more on the sim side of the fence versus dirt 2 and 3. Upstairs there is great, themed loft with an arcade games area and TV/PlayStation. The first bedroom with KingSize bed is located in the main floor and has a street view, it shares a full bathroom with glass enclosure shower box. Ideal for families with kids willing to enjoy spending time together. Guests will find comfortable sleep accommodations throughout its suites and bedrooms that perfectly fit up to 10 guests. A breathtaking view to the private courtyard with spa/pool invites guests to immerse themselves under the Florida sun or night sky. Surrounded by the good taste in decor, the main floor features a spacious and luminous living-dining area and a modern kitchen with isle. Guests are cozily welcomed by this luxury villa from the moment that they open the entrance door. The Space: Don’t look any further… You’ve arrived at the dreamed holiday home! This magnificent Community is located at the intersection of Old Lake Wilson Rd. Provided/All Units: Kitchen, basics for cooking, self check-in, free parking, linens provided, towels provided, Water Heater, private living, smoke detectors, hangers, all single-family, senior-friendly, child-friendly, family-friendly, long term. Cleaning Team uses Gloves and Masks during all cleaning time.During Pre Arrival Inspection Disinfectant are used again on high touch surfaces.All to be most safe environment for Your Stay ! *Refundable Damage Deposit Required. Professionally Cleaned, High Touch Surfaces Disinfected, Stocked with New TP, Paper Towel, Hand Soap and more amenities for your Arrival Use ! Bathrooms and Kitchen Surfaces Cleaned with Professional Disinfectant and all Clothes are Washed w Bleach&Soap and Dried on high temperature. Featured Amenities: Heated Pool/Spa Available Upon Request at Extra Charge Open Private Patio w/ Pool/Spa and BBQ (BBQ Available upon request at Extra Charge) Relaxing Whirlpool Tub 4 Parking Spaces Cable TV and Smart TV Free Wi-Fi HVAC Alarm Towels & Linen *Our rental is exclusively for the vacation home, we don't grant access to aquapark or resort amenities. Second Suite w/ QueenSize bed that shares an en-suite bathroom w/ the Fifth Bedroom w/ two TwinSize beds. Second Floor: Master Suite w/ KingSize bed and en-suite bathroom. Large Bedroom (1) w/ KingSize bed and shared bathroom w/ shower box. Comfortably accommodates up to 10 guests in its 5 suites and bedrooms. Guests are just minutes away from all of Orlando’s attractions. with quick access to I-4 and to all of the main highways of the Orlando area. Thank you so much for giving our family a vacation we will always remember.Summary: Don’t look any further… You’ve arrived at the dreamed holiday home! Luxury welcoming private villa set in Encore Club Reunion Resort over Old Lake Wilson Rd. Now that we have discovered them, we will always make sure we have a VACATION ALCHEMY house. I couldn’t believe how quickly they answered all our questions, and the house was immaculately clean. (We have been many times and they are all nearby.) We enjoyed family time in house so much that we actually never went to the theme parks. We opted to bring in food from the Encore restaurant one night and it was delicious. We appreciated the coffee bar where my husband used the French Press and others used the Keurig. The kitchen has everything you’re going to need. Honestly, the photos don’t really do this home justice. I loved all the details- it’s crazy cool. Each one of the kids screamed in delight when they saw their bedrooms. My daughter and her cousins enjoyed playing on the pirate ship in the loft. The adults all loved hanging out in the hot tub, pool and patio area. Those custom cockpits with the X boxes were super fun for our kids. Everybody loved playing in the Top Gun game room. We visit Kissimmee every year and this place was AMAZING! We enjoyed having all of our extended family together in one home- 28 of us! The rooms are themed more than you can imagine. Wow! The Great Escape is truly the best VRBO we have ever stayed in. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. Read what people in Walla Walla are saying about their experience with LoanStar Home Lending at 5 N Colville St Suite 100 - hours, phone number, address and map. There is no guarantee that all borrowers will qualify. Not all programs are available in all states. Programs, rates, terms, and conditions may change without notice. Evergreen Home Loans in Walla Walla, reviews by real people. All loans are subject to credit approval and acceptable collateral. LoanStar Home Lending is a mortgage bank offering government, conventional, jumbo and alternative qualification home loans in the states we are licensed. Advertising disclosure Data provided by 3rd party. RI: Rhode Island Licensed Lender #20224336LL For other states, visit. Current rates in Walla Walla, Washington are 6.96 for a 30 year fixed loan, 6.12 for 15 year fixed loan and 6.24 for a 5 year ARM. Department of Banking and Insurance OH: Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. §47.206 (3) & (4) NJ: Residential Mortgage Lender License – N.J. AZ: Arizona Mortgage Banker License #0925326 CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law CO: Regulated by the Division of Real Estate GA: Georgia Residential Mortgage Licensee #48010 MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Weststar Mortgage Corporation has been a leader in meeting the needs of consumers since the 1990s. Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. Change Lending, LLC dba Change Home Mortgage is a state-licensed mortgage lender, NMLS ID #1839. |
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